You provide an exceptional medical care to your patients, heal them and comfort their families. This noble profession leaves very little time and energy for you to set up, create and fortify your own financial health. At end of a distinguished professional life spent serving others, you realize at later stage of your life that your finances were not planned optimally, and which in turn does not take care of you and your family’s financial aspirations. Big financial expenses at early stage of your career like paying your education, loans, expanding your practice, buying a home, kids higher education leads to more loans, higher EMI’s and more focus on increasing earnings to manage the cash flows.

That’s where VAMAPLANTRICH steps in – VPR ensures that doctors remain in pink of financial health, while doctors make sure their patients remain in pink of physical health.

VPR is a collaboration of 27 years of experience of VAMA and PLANTRICH promoted by VIKRAM PATWARDHAN and KHYATI MASHRU. VAMA PLANTRICH LLP was launched on 21stJuly 2018 at ITC Grand Central, Parel, Mumbai

Event launched by,

Mr. Nilesh Shah, Managing Director (MD) of Kotak Mahindra Asset Management Co Ltd.

Mr. Ashish Sommaiyaa, CEO of Motilal Oswal Asset Management Company,

Mr. Swarup Mohanty, CEO of Mirae Asset Global Investments (India) Pvt Ltd

At VPR, our main goal is to understand the structure, scalability and profitability of your practice, your earnings, your cash flows, current assets and liabilities. We holistically assess where you stand presently and make you discover where would you want to be eventually. Basis that and other critical parameters, we create a Plan for you that:-

  • Will create a safety net
  • Enhance your assets productivity
  • Create new assets
  • Maximize cash flows
  • Sustain wealth
  • Enable you lead a financially healthy life throughout

We understand your life goals, short and long term needs, and make sure the equation of your financial risks and rewards is in your favour. Including the life changes that you might face in the coming years and helping you pursue your passion is also very much a part of the PLAN!

Well, we are not talking about OWNING a DIVERSIFIED PORTFOLIO but about OWNING an IMMACULATELY IMPLEMENTED PLAN that makes possible the things you want to do with your life.

This plan will save you years of

  1. uneven savings
  2. haphazard investments
  3. bring you a sense of mental peace and ensure that the money you are earning is working at its best as per your life goals!

Meet Our Founders

Ms Khyati Mashru


Co-founder and Chief Financial Coach


Ms Mashru is a CHARTERED WEALTH MANAGER (CWM ) by qualification and a Financial coach by choice. Started her career into finance and later realised her passion lies in discovering peoples financial DNA. She is a founder of PLANTRICH CONSULTANCY LLP and started her journey in personal finance on 15 Nov 2007. She truly believes that everyone’s money story is unique and can be rewritten. She has also been on panel with NDTV and has been awarded an innovator in finance by international Women Leaders Forum for 3 consecutive years.

She has also been a Million dollar advisor for last 6 years, these 3 being most prestigious feathers in cap, she has bagged 25 more accolades in last 10 years. She also takes lectures for various courses on personal finance, and has been a guest lecturer at business management colleges. She is frequently invited at television talk shows as well. She has been managing finances for more than 350 families with a team of 12 people. She believes, managing finances is much beyond numbers and has been certified by George Kinder on seven stages of money maturity. She is on a mission to empower families to a better tomorrow

Mr Vikram Patwardhan


Co-founder and Managing Partner


“Founder of VAMA EVENTS, which came into existence in the Year 2001. Mr. Vikram Patwardhan, a management graduate from Wigan Leigh School of Management Studies, UK. Found his passion in catering to Such Noble Professionals – Doctors. He has always been passionate about finances . He has been awarded as “Young Entrepreneur of the year” by Maharashtra Chamber of Commerce and is associated with Tata Memorial Cancer Hospital in a lot of charity work for its Platinum Jubilee Year.

He has been managing more than 250 national level and more than 60 international Medical Conferences annually.
Having spent last 17 years with doctors, he very well understands what day to day concerns all doctors go through, the stress one goes through due to uneven income flow and unorganized spending habit & the lack of time to manage it. Few years back he was going through the same stress, but after rewriting his money story with PLANTRICH, he realized where the True Key to Freedom Liesand now there is no turning back. With Passion in his Soul & Loyalty in his Heart, he set on this journey to educate his fellow colleagues to embrace the true Nirvana of Life.